Key features

• Smart multi-currency wallet with automatic asset management capability

• Advanced trading system with AI algorithms for trade optimization

• Peer-to-peer lending platform with intelligent risk assessment

• Automated investment funds with AI-optimized strategies

• Advanced risk management system to protect users' assets

Technology:

• Use of TON blockchain for creating smart contracts and non-fungible tokens (NFTs)

• Development of a dedicated side chain to increase scalability and reduce transaction costs

• Use of deep learning algorithms and natural language processing for financial data analysis and advice

Business Model:

• Fees for advanced services such as AI consulting and portfolio management

• Revenue from providing services to organizations and financial institutions

Development Plan:

• Phase 1 (6 months): Launch of initial wallet and trading system

• Phase 2 (12 months): Adding lending and investment capabilities

• Phase 3 (18 months): Full development of AI system and personal consulting

• Phase 4 (24 months): Expansion to global markets and integration with traditional financial systems

Market Outlook:

• Initial targeting of young, tech-savvy users in Asia and Europe

• Projection to attract 1 million users in the first year and grow to 10 million users by the end of the third year

Competitive Advantage:

• Unique combination of blockchain and artificial intelligence

• Strong team with experience in fintech, blockchain, and AI

• Focus on simple and user-friendly experience

• Collaboration with regulatory bodies to ensure compliance with laws

This comprehensive introduction shows that Monster is an ambitious and innovative project that aims to revolutionize the world of finance by combining advanced technologies. The project offers intelligent and user-centric solutions considering the challenges in current financial systems.